Terms
Disclaimer
We fully reserve all rights regarding the nature, terms, and any other detail of any program, service, offering or product offered by Maximum Change, Inc., its related companies and websites. We reserve the right to alter or modify our program offerings, pricing and/or requirements at any time; to offer products and services in accordance with demand, availability and business dictates; to introduce or modify levels of service; and to make other changes as necessary or desirable in their programs and activities.
All information on this site is based on the opinion of Maximum Change, Inc. Use the information on this site at your own risk and by use of your own common sense. Use of this site and/or accompanying services from its coaches is not a substitute for professional legal, financial or medical advice. If you feel that you need specific advice in a particular area you are encouraged to seek personal, professional counsel. If we determine that you require professional advice, we will offer referral options.
All information, products and services made available by Maximum Change, Inc. on this web site are provided in good faith and are warranted as accurate as far as is possible. All information is provided purely for education or illustrative purposes only and is made available “as is” without any warranties of any kind.
While Maximum Change will strive to provide useful and high quality information on this site, we make no representations about the suitability, accuracy, or reliability of the information as it might relate to any site visitor or member. By using this site you agree to hold Maximum Change, Inc., its owners, coaches, contributors to the site, and all other users of the site harmless in every way. Any dispute arising as a result of using this site will be settled by mediation, and if mediation is unsuccessful then by binding arbitration. Maximum Change, Inc., and you as the user agree that disputes related to the use of this site will never reach the court system but will instead be settled by the above referenced methods. Any such settlement activities will take place in Tennessee where Maximum Change, Inc., is headquartered. Costs of such mediation or arbitration shall be borne solely by the individual bringing the action.
If you have questions about this disclaimer please e-mail us info@maximumchange.com.
Terms of Use
The Terms of Service listed on this site apply to transactions made through this web site and are subject to change without notice. All changes to these Terms of Service are published here; for the latest version check this page.
Maximum Change, Inc. and its affiliate websites retain the right to make any changes to its own advertised materials without notice.
Terms and Termination
These Terms of Service are effective until terminated by either you or Maximum Change, Inc.. You may terminate these Terms of Service at any time by no longer using maximumchange.com or its affiliate websites and its services. Provisions contained under the headings of: Copyrights, Disclaimer, Limitation of Liability, Assignment of Ideas and Materials, Indemnification and General shall survive any such termination.
Copyright and Trademarks
The entire content of this site or any affiliate sites – including editorial and images in whatever form – are protected by US and international copyright law and associated treaties. All rights are reserved by Maximum Change, Inc. and/or other identified holders. You must not republish, reprint, re-post or in any other way distribute or transmit any content or images shown on this site, without express written permission of Maximum Change, Inc. or its affiliate websites. All content, trademarks and other ‘owned ‘ materials on this site are owned by either the copyright holders or Maximum Change, Inc. or its affiliate websites. Unauthorized copying of our copyrighted material can result in civil or criminal charges being made against you.
Use of written content, images, audio files or the likeness of Philip A Foster in anyway found on this website, twitter, facebook, linkedIn or any other location in which Maximum Change, Inc. or Philip A Fosters materials and content is present is strictly prohibited without written consent or waiver. Maximum Change, Inc. and Philip A Foster reserve the right to vigorously defend its content, copyright, trademark, image and good name to the fullest extent of the law.
Maximum Change, MaximumChange.com, MaximumChangeTV.com, MaximumChangeTelevision.com, MaximumChangeUniversity.com, PhilipAFoster.com, and DrPhilipAFoster.com are all registered and protected trade names of Maximum Change, Inc. All Rights Reserved.
Payment options, fee and prices
We accept, cash, check, PayPal, and all major credit cards. Physical and electronic Goods and services are provided only after full payment has been received and unless otherwise noted, there are no refunds for services purchased. Charges for goods shall be those ruling on the date of order. Fees & prices are those shown and may be subject to change without notice.
Guarantees
All guarantees are listed on the relevant product or service pages where applicable.
Delivery of physical goods
For payments made online by credit card, to reduce fraud and improve security, we will only deliver physical goods to the mailing address of the card holder.
Refunds
There are no refunds for services or electronically delivered products purchased through Maximum Change or any of its affiliate sites or locations.
Data Protection
Maximum Change, Inc. and its affiliate websites may collect statistics that include sales, traffic patterns and information about related web sites and other trustworthy third parties. None of this information is shared with any outside parties.
Customers who opt to provide us with their telephone number may receive telephone contact from us regarding requests for further information or about their orders placed online. Names and telephone numbers will not be shared with other organizations. You may request a copy of any personal data we have about you. We may request that you provide proof of your identity before supplying such data. You can view our full Privacy policy here.
Bulk Email Policy
We respect our customers’ right to privacy and therefore we do not solicit business by any methods involving Unsolicited Commercial Email (UCE) otherwise known as Spamming. If may choose to opt-in or out of our newsletter service at any time by making such request through our website or email us at info@maximumchange.com.
Contact Info
Email: info@maximumchange.com
Phone: 615.216.5667
Fax: 615.216.0552
Mail Address:
Maximum Change, Inc.
PO Box 11936
Murfreesboro TN 37129-0039
Office Hours:
By appointment only.
Skype Account: philip.a.foster









